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The amount

from 100 000 MDL to 5 000 000 MDL;

Term

from 12 to 300 months;

Annual interest rate

1. Floating rate - 8.30% (RDNA + bank margin of 2.48 p.p.) promotional until 01.01.2026, from 02.01.2026 will be RDNA + bank margin of 3.60 p.p.

2. Fixed rate of 7.50% for the first 2 years, floating starting from year 3, RDNA+4.00 percentage points (fixed margin)

3. 7.50% fixed for the first 4 years, floating starting from year 5, RDNA+4.00 percentage points (fixed margin).

* RDNA - Weighted average interest rate on new deposits attracted in national currency with a term from 6 to 12 months.

Commissions

0%

DAE

1. 9.78% for a loan of 1,500,000 MDL, over 240 months, monthly payment during the promotional period – 12,828.10 MDL, monthly payment after the promotional period expires – 13,912.08 MDL, total cost – 3,333,478.46 MDL;
2. 9.66% for a loan of 1,500,000 MDL, over 240 months, monthly payment for 2 years – 12,083.90 MDL, monthly payment starting from the 3rd year – 14,164.43 MDL, total cost – 3,349,530.71 MDL;
3. 9.16% for a loan of 1,500,000 MDL, over 240 months, monthly payment for 4 years – 12,083.90 MDL, monthly payment starting from the 5th year – 13,995.04 MDL, total cost – 3,267,075.64 MDL.