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The amount

from 100 000 MDL to 4 000 000 MDL;

Term

from 12 to 300 months;

Annual interest rate

1. Floating rate - 8.30% (RDNA + bank margin of 2.48 p.p.) promotional until 01.01.2026, from 02.01.2026 will be RDNA + bank margin of 3.60 p.p.

2. Fixed rate of 7.50% for the first 2 years, floating starting from year 3, RDNA+4.00 percentage points (fixed margin)

3. 7.50% fixed for the first 4 years, floating starting from year 5, RDNA+4.00 percentage points (fixed margin).

* RDNA - Weighted average interest rate on new deposits attracted in national currency with a term from 6 to 12 months.

Commissions

0%

DAE

1. 9.76% for a loan of 1,500,000 MDL over 240 months, monthly payment during the promotional period – 12,828.36 MDL, monthly payment after the promotional period – 13,890.49 MDL, total cost – 3,328,701 MDL;

2. 9.63% for a loan of 1,500,000 MDL over 240 months, monthly payment for the first 2 years – 12,084.12 MDL, monthly payment starting from year 3 – 14,135.69 MDL, total cost – 3,343,506 MDL;

3. 9.14% for a loan of 1,500,000 MDL over 240 months, monthly payment for the first 4 years – 12,084.12 MDL, monthly payment starting from year 5 – 13,958.81 MDL, total cost – 3,261,270 MDL.