PRIMA CASĂ
A simple and affordable program for your real estate dream
The main benefits
сonfirmation
within 3 days
оwn contribution
5% of the property
up to
2 375 000 MDL
compensations
from 10% to 100%
Why choose the loan Prima Casă?
The loan Prima Casă is the best solution when you want to buy your first home. This is a state program, which is accessible, requiring only 5% of your own contribution, and monthly official income.
Want more!
maximum term of up to 360 months0% document verification fee50% compensation at the cost of the loan – granted by the state to employees of public institutionscompensations from 10% to 100% at the cost of the loan – granted by the state to families with childrenWhat are the conditions?
|
The amount |
from 100,000 MDL to 2 375 000 MDL; |
|
Term |
from 12 to 360 months; |
|
Annual interest rate |
Floating – 7.32% (RDNA* + bank margin of 1.50 p.p.) promotional until 01.01.2026; starting from 02.01.2026, it will be RDNA + bank margin of 3.00 p.p. *RDNA – The weighted average interest rate on new deposits in the national currency with terms from 6 to 12 months, across the entire banking sector. |
|
Granting commission |
1% |
|
State guarantee commission |
0,4% |
|
EAR (Effective Annual Rate) |
9.45% for a loan of 1,000,000 MDL, over 120 months, monthly payment during the promotional period – 11,859.78 MDL, monthly payment after the promotional period – 12,704.80 MDL, total cost – 1,521,196.18 MDL. * The EAR includes the guarantee fee calculated at 50% of the guarantee value. |
Required documents
- Identity document, other supporting documents, if applicable.
