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Speed

Availability

Safety

Convenience

What is MIA Instant Payments? 

MIA Instant Payments is the innovative solution for fast and secure transfers between all payment accounts in Moldova. What makes this service outstanding is that you can make transfers instantly, without fees, using only the recipient's phone number.

 

Advantages of MIA Instant Payments:

  • Speed ​​and safety: Money reaches any payment account in Moldova in just a few seconds. Your data is always safe and accessible only to you;
  • Convenience and simplicity: No more entering your card or bank account details. Use only the recipient's phone number;
  • Extensive integration: MIA allows instant transfers between accounts and mobile applications of all commercial banks and non-banking institutions in Moldova.

 

How does it work?

With MIA Instant Payments, transfers of up to 10,000 lei per month are completely free. For larger amounts, the fees charged will not exceed 5 lei for a transfer. The service offers two main options for transfers between individuals and legal entities:

  • Instant Transfer (P2P): Fast and easy, enter the recipient's phone number and transfer money instantly;
  • Transfer Request (RTP): You can request money transfers from another indicated phone number;
  • QR Payment: Make payments quickly and easily by just scanning the MIA QR code on the EXIMBANK mobile app;
  • Transfers between own accounts (Me2Me): Move funds between your accounts from various banks in a few simple steps;
  • Transfers via link: Pay in a few clicks remotely without worries.

 

Why MIA Instant Payments?

Developed by the National Bank of Moldova and delivered through banking and non-banking institutions in the country, MIA Instant Payments contributes to the development of the payment infrastructure to benefit citizens. We encourage you to activate the service and share this experience with all your friends - for easy transfers and no commissions!

 

Processing limits per customer:

Type

Value, MDL

Maximum amount of P2P transfer

5 000 MDL

Daily limit for P2P transfers

25 000 MDL

Monthly limit for P2P transfers

80 000 MDL

Maximum number of generated payment requests (RTP), per day

15

 

 

 

 

 

 

Fee limits per transaction:

Rates applied

Payer

Beneficiary

Transfers in favor of third parties, depending on the monthly amount of transactions

Up to 10,000 MDL cumulative, monthly

0

0

Over 10,000 MDL cumulatively, monthly

0.5% of the transfer amount,

but not more than 5 MDL

per transaction

0

 

 

 

 

 



 

How do you activate MIA Instant Payments?

To take advantage of the benefits of MIA Instant Payments, activate the service in the EXIMBANK mobile application by accessing the MIA Instant Payments menu by pressing the button with the MIA symbol located under each card or current account. It's simple and fast!

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To access the new MIA Instant Payments service, please reinstall the EXIMBANK mobile app.

 

Discover MIA instant payments for yourself today, activate them now and enjoy the freedom of fast and convenient money transfer!

Terms and conditions of use

 

 

What is MIA Instant Payments?
MIA Instant Payments is the transfer method that allows you to transfer money from your bank account to the recipient's in a few seconds, directly from the mobile application, indicating only the phone number.
Who can use MIA Instant Payments?
All mobile banking users from the Republic of Moldova, both individuals and legal entities/traders, can use the MIA Instant Payments service.
Q: Cum activez MIA în aplicația băncii mele?
You can activate receiving and making payments via MIA from the settings available in the main menu of the EXIMBANK mobile banking application, accessing the MIA Instant Payments menu by pressing the button with the MIA symbol located under each card or current account. You can also change the basic account here.
What are the fees for instant payments with MIA?
MIA transfers are free within the approved transaction limit. Here you can see the restrictions applied above.
What types of accounts can be used for transfers?
You can use any checking account to make or receive transfers with MIA.
What transfer options are available with MIA Instant Payments?
With MIA you can make the following types of transfer:

- Instant transfer (P2P): You can transfer money directly from your bank account to another person's account using only the recipient's phone number. It's simple and fast.
- Request transfer (Request to Pay - RTP): You can send payment requests to other people. These requests can be accepted or rejected by the recipients. You also have the transfer history, where you manage all the requests.