Speed
Availability
Safety
Convenience
What is MIA Instant Payments?
MIA Instant Payments is the innovative solution for fast and secure transfers between all payment accounts in Moldova. What makes this service outstanding is that you can make transfers instantly, without fees, using only the recipient's phone number.
Advantages of MIA Instant Payments:
- Speed and safety: Money reaches any payment account in Moldova in just a few seconds. Your data is always safe and accessible only to you;
- Convenience and simplicity: No more entering your card or bank account details. Use only the recipient's phone number;
- Extensive integration: MIA allows instant transfers between accounts and mobile applications of all commercial banks and non-banking institutions in Moldova.
How does it work?
With MIA Instant Payments, transfers of up to 10,000 lei per month are completely free. For larger amounts, the fees charged will not exceed 5 lei for a transfer. The service offers two main options for transfers between individuals and legal entities:
- Instant Transfer (P2P): Fast and easy, enter the recipient's phone number and transfer money instantly;
- Transfer Request (RTP): You can request money transfers from another indicated phone number;
- QR Payment: Make payments quickly and easily by just scanning the MIA QR code on the EXIMBANK mobile app;
- Transfers between own accounts (Me2Me): Move funds between your accounts from various banks in a few simple steps;
- Transfers via link: Pay in a few clicks remotely without worries.
Why MIA Instant Payments?
Developed by the National Bank of Moldova and delivered through banking and non-banking institutions in the country, MIA Instant Payments contributes to the development of the payment infrastructure to benefit citizens. We encourage you to activate the service and share this experience with all your friends - for easy transfers and no commissions!
Processing limits per customer:
|
Type |
Value, MDL |
|
Maximum amount of P2P transfer |
5 000 MDL |
|
Daily limit for P2P transfers |
25 000 MDL |
|
Monthly limit for P2P transfers |
80 000 MDL |
|
Maximum number of generated payment requests (RTP), per day |
15 |
Fee limits per transaction:
|
Rates applied |
Payer |
Beneficiary |
|
|
Transfers in favor of third parties, depending on the monthly amount of transactions |
Up to 10,000 MDL cumulative, monthly |
0 |
0 |
|
Over 10,000 MDL cumulatively, monthly |
0.5% of the transfer amount, but not more than 5 MDL per transaction |
0 |
|
How do you activate MIA Instant Payments?
To take advantage of the benefits of MIA Instant Payments, activate the service in the EXIMBANK mobile application by accessing the MIA Instant Payments menu by pressing the button with the MIA symbol located under each card or current account. It's simple and fast!
To access the new MIA Instant Payments service, please reinstall the EXIMBANK mobile app.
Discover MIA instant payments for yourself today, activate them now and enjoy the freedom of fast and convenient money transfer!
- Instant transfer (P2P): You can transfer money directly from your bank account to another person's account using only the recipient's phone number. It's simple and fast.
- Request transfer (Request to Pay - RTP): You can send payment requests to other people. These requests can be accepted or rejected by the recipients. You also have the transfer history, where you manage all the requests.
