Discover Program 373: Investments for the future

Financing solutions for your business development

The main benefits:

checked iconYou pay only 7% in lei or 3% in foreign currency
checked iconOwn contribution from 10% of the value of the investment project
checked iconGranting commission of 0.5% of the loan value
checked iconCommission for the early repayment of the loan - 0%

About the program:

Program 373 is a government initiative dedicated to supporting entrepreneurs and local businesses and comes to stimulate economic growth and the entrepreneurial environment, through financial support of investment projects and business expansion.

Thus, at an interest rate of only 7% in MDL and 3% in foreign currency, entrepreneurs can implement investments for a period of up to 7 years, with a grace period of up to 3 years. The interest rate difference is compensated by the state through the ODA Public Institution (Organization for the Development of Entrepreneurship).

With a team of dedicated specialists and considerable financial resources, EXIMBANK joins the program to stimulate SMEs and innovation in Moldova.


Terms and conditions:


        from 36 to 84 months

      The amount

        up to 15 million MDL or the equivalent of this amount in foreign currency


      MDL / USD / EUR, including MDL attached

        Grace period

      36 months


Eligibility criteria for beneficiaries of the "373" Program:

  • is registered and is classified under the conditions provided for in Law no. 179/2016 on small and medium-sized enterprises and does not fall under the scope of art. 12 para. (3) from the said law;
  • the destination of the investment loan falls into one of the Program's eligible fields of activity:

Credit guarantee: according to the Bank's internal policy, including the ODA financial guarantee.