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Invest smartly, grow your business quickly!
Get financing for advanced technologies aligned with EU standards and benefit from investment subsidies of up to 15%.
Upgrade your business!
Up to €3 million
for eligible MSMEs
Up to 15%
EU-funded incentives
Green technologies
that reduce costs
Application process
Fast and simple
Who is eligible?
Private companies engaged in economic activities in accordance with national legislation and meeting the following criteria:
Company size: Enterprises with fewer than 250 employees and an annual turnover of less than EUR 50 million or a total balance sheet of less than EUR 43 million. No more than 25% of the shares may be owned by entities that do not qualify as SMEs (according to the EU definition).Place of operation: The company must be registered in the Republic of Moldova and carry out its main activity within the country, in compliance with the applicable national legislation.Ownership structure: At least 51% of the business must be owned and managed by private entities.Financial criteria: The applicant must meet the financial assessment standards of a partner bank or partner financial institution.Compliance with EBRD standards: The company must comply with the Environmental and Social Policy of the European Bank for Reconstruction and Development (EBRD).EU4Business – EBRD Credit Line Products
Within the EU4Business – EBRD Credit Line, three types of financing facilities are available, tailored to meet different investment and sustainability needs of companies:
|
LET Credit (List of Eligible Technologies) |
GET Credit (Green Economy Transition) |
Working Capital Credit (Green Working Capital)* | |
| Purpose |
To finance investments in advanced technologies that comply with EU standards regarding product quality, occupational health and safety, environmental protection, and the promotion of green technologies. |
Supporting investments eligible for the transition to a green economy, including renewable energy, energy efficiency, sustainable buildings, green transport, efficient water use, sustainable land management, resource efficiency, and circular economy. |
Financing working capital for companies that derive more than 70% of their annual turnover from eligible green activities (as per GET criteria). |
| Eligibility |
Micro, small, and medium-sized enterprises (MSMEs) that meet the program’s criteria. |
Micro, small, and medium-sized enterprises carrying out projects that meet the GET criteria. |
Micro, small, and medium-sized enterprises that meet the program’s criteria and the 70% revenue threshold from green activities. |
| Maximum Amount |
Up to EUR 3,000,000 per borrower (or group of affiliated companies). |
Up to EUR 3,000,000 per borrower (or group of affiliated companies). |
Up to EUR 3,000,000 per borrower (or group of affiliated companies). |
| Term |
120 months |
120 months |
24 months |
| Grant |
Cashback of up to 10–15% of the investment cost, granted upon successful project completion. |
Cashback of up to 15% of the investment cost (maximum EUR 200,000 per borrower), granted upon successful project completion. |
Working capital is eligible only if it forms an integral part of an eligible investment project or if the business is predominantly green (above the 70% turnover threshold). |
*Working capital is excluded unless it forms an integral part of the investment cost. However, for businesses that are predominantly green (over 70% of turnover derived from green activities), working capital is eligible.
How to apply for a loan from the EU4Business-EBRD CREDIT LINE?
Visit one of our branches or contact your dedicated manager.
Choose the right loan, from simple upgrades to complex investments.
Submit your application at one of our branches to apply.
Receive free technical assistance to ensure your project complies with EU standards.
Successfully complete the project and receive a grant of up to 15% of the investment.
Apply for financing now and transform your business!
Take advantage of the opportunity to access up to 3 million euros for modern technologies and receive an EU-funded grant of up to 15% of the investment cost. Simple, fast, and efficient - real support for your business right now. Apply today and take the next step towards growth!
