EUR 5 million for the support of Moldovan SMEs

We support Moldovan SMEs

70% of the funds will be used to finance agriculture

⅓ from funds dedicated to the development of women-led businesses

up to 15% grant cashback from the loan amount

flexibility for various investment needs

The EU4Business line of credit is a safe investment in your business

We support SMEs for business modernization, state-of-the-art technologies, energy efficiency and alignment with EU standards.


checked iconinvesting in more modern equipment and aligning processes with European Union standards
checked iconsupporting local businesses and contributing to increasing their quality standards and market competitiveness
checked iconlong-term value for the bank, employees, customers, community and the environment
checked iconby complying with the terms of the Credit Line, you ensure access to the EU market

Eximbank-EBRD-EU4Business partnership

EBRD - EU4Business is a joint EU and EBRD initiative that helps SMEs in the Republic of Moldova, Armenia, Georgia and Ukraine to finance investments in the modernization of equipment and facilities.

In addition to supporting Moldovan SMEs in aligning their business with EU directives, the terms of the program will help businesses increase the quality of their products / services but also develop social and environmental responsibility.

At the same time, this financing program allows SMEs to improve their competitiveness but also to increase their export potential.

This program combines funding with technical assistance and grant incentives for eligible SMEs.

The EBRD is the main institutional investor in Moldova. Since the beginning of its operations in the country, the Bank has invested over 1.4 billion euros in 146 projects in the financial, agribusiness, energy, infrastructure and production sectors of the Republic of Moldova.


Terms and Conditions


from 12 to 120 months

The amount

up to EUR 3 million


EUR with the possibility of conversion into another currency, including MDL

Annual interest rate

6,25% (EUR), floating

Interest rate

monthly, according to the established schedule

Grace period

12 months


Who can use the EU4BUSINESS credit line

  • SMEs as defined by the EU: less than 250 employees; turnover less than 50 million euros or total balance less than 43 million euros; no more than 50% by shareholders exceeding the SME criteria.
  • The business must be registered in Moldova, operate primarily in Moldova and in accordance with the laws of Moldova.
  • At least 51% is privately owned and privately owned.
  • Applicants must meet the normal funding evaluation criteria of a partner bank or financial institution.
  • The applicant must comply with the EBRD's Environmental and Social Policy.


Learn more about EU4Business


Get inspired by the success stories of those who have contracted a loan from the EU4Business-EBRD Credit Line

Request the offer

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