EUR 5 million for the support of Moldovan SMEs
We support Moldovan SMEs
70% of the funds will be used to finance agriculture
⅓ from funds dedicated to the development of women-led businesses
up to 15% grant cashback from the loan amount
flexibility for various investment needs
The EU4Business line of credit is a safe investment in your business
We support SMEs for business modernization, state-of-the-art technologies, energy efficiency and alignment with EU standards.
Benefits:
Eximbank-EBRD-EU4Business partnership
EBRD - EU4Business is a joint EU and EBRD initiative that helps SMEs in the Republic of Moldova, Armenia, Georgia and Ukraine to finance investments in the modernization of equipment and facilities.
In addition to supporting Moldovan SMEs in aligning their business with EU directives, the terms of the program will help businesses increase the quality of their products / services but also develop social and environmental responsibility.
At the same time, this financing program allows SMEs to improve their competitiveness but also to increase their export potential.
This program combines funding with technical assistance and grant incentives for eligible SMEs.
The EBRD is the main institutional investor in Moldova. Since the beginning of its operations in the country, the Bank has invested over 1.4 billion euros in 146 projects in the financial, agribusiness, energy, infrastructure and production sectors of the Republic of Moldova.
Terms and Conditions
Term |
from 12 to 120 months |
The amount |
up to EUR 3 million |
Currency |
EUR with the possibility of conversion into another currency, including MDL |
Annual interest rate |
6,25% (EUR), floating |
Interest rate |
monthly, according to the established schedule |
Grace period |
12 months |
Who can use the EU4BUSINESS credit line
- SMEs as defined by the EU: less than 250 employees; turnover less than 50 million euros or total balance less than 43 million euros; no more than 50% by shareholders exceeding the SME criteria.
- The business must be registered in Moldova, operate primarily in Moldova and in accordance with the laws of Moldova.
- At least 51% is privately owned and privately owned.
- Applicants must meet the normal funding evaluation criteria of a partner bank or financial institution.
- The applicant must comply with the EBRD's Environmental and Social Policy.
Learn more about EU4Business