PRIMA CASĂ
A simple and affordable program for your real estate dream
The main benefits
сonfirmation
within 3 days
оwn contribution
5% of the property
up to
2 375 000 MDL
compensations
from 10% to 100%
Why choose the loan Prima Casă?
The loan Prima Casă is the best solution when you want to buy your first home. This is a state program, which is accessible, requiring only 5% of your own contribution, and monthly official income.
Want more!
maximum term of up to 360 months0% document verification fee50% compensation at the cost of the loan – granted by the state to employees of public institutionscompensations from 10% to 100% at the cost of the loan – granted by the state to families with childrenWhat are the conditions?
|
The amount |
from 100,000 MDL to 2 375 000 MDL; |
|
Term |
from 12 to 360 months; |
|
Annual interest rate |
6,70% floating (RDNA*+ 3%) * RDNA - Weighted average interest rate on new deposits attracted in national currency with the term from 6 to 12 months, total on the banking sector. |
|
Granting commission |
1% |
|
State guarantee commission |
0,4% |
|
EAR (Effective Annual Rate) |
7.22% for a loan of 500,000 MDL over 300 months, monthly payment – 3,439 MDL, total cost – 1,053,609 MDL * The EAR includes the guarantee fee calculated at 50% of the guarantee value. |
Required documents
- Identity card
- The copy of the individual employment contract
- The valuation report of the real estate provided as collateral
- Other additional documents, as the case may be, required by the Bank
