Credit PERSONAL pentru planuri mici, mari și foarte mari!
The main benefits
approval
in one day
interest rate
FIXED
up to
200 000 MDL
no collateral
only with identity card
Why to choose the PERSONAL loan?
PERSONAL credit can be used for various plans, regardless of their size - be they small, large or very large. We are here to support any personal or family expenses such as buying a car, home renovation, vacations, etc. We also offer the option of refinancing existing loans from other financial institutions, with favourable conditions.
Some important reasons:
up to 200 000 MDL, without pledge, for you and your family or even more within the loyalty programfast processing, only with the identity cardFIXED interest ratethe salary and other additional income of family members are taken into accountpayment is received automatically, directly from the EXIMBANK card, without contacting the bankWhat are the requirements
|
The amount |
From 30 000 MDL to 150 000 MDL/ per customer or 200 000 MDL/ per family |
|
Term |
From 6 to 60 months |
|
Annual interest rate |
10% fixed or |
|
Commissions |
0% |
|
EAR (Effective Annual Rate) |
10.46%, for a loan of 100,000 MDL, for 36 months, monthly payment - 3,226 MDL, total cost 116,149 MDL (calculated with 10% interest) 9.91%, for a loan of 100,000 MDL, for 36 months, monthly payment - 3,203 MDL, total cost 115,306 MDL (calculated with 9.50% interest) |
Eligibility criteria
- Age: 21 years - 62 years, from 63 access the SENIOR credit - for retirees
- Minimum salary: 7 000 MDL
- Seniority in the current job: at least 6 months
- Work experience: min. 12 months
- From 100 000 MDL: real estate in ownership
Required documents
- Identity card
- Other documents, if necessary
Are you an existing EXIMBANK customer? See the loyalty program
