GREAT CREDIT FOR ANY NEEDS
Discover the benefits
approval
in one day
interest rate
FIXED
up to
400 000 MDL
no collateral
only with identity card
Why to choose the MAGNIFIC loan ?
Discover a special relationship with the bank in which your goals become our priority. Benefit now from quick solutions to cover your financial needs or those of your family.
I want more!
up to 400 000 MDL, without collateral, within the loyalty program, for you and your family
fast processing, only with the identity card
FIXED interest rate
the salary and other additional income of family members are taken into account
payment is received automatically, directly from the EXIMBANK card, without contacting the bank
What are the requirements
|
Standard offer |
Loyalty program |
The amount |
200 000 MDL/ per customer |
From 200 000 MDL to 400 000 MDL/ per customer or per family |
Term |
From 6 to 60 months |
|
Annual interest rate |
9,25% fixed |
|
Commissions |
0% |
|
Insurance |
Accident insurance: mandatory |
|
EAR (Effective Annual Rate) |
10.95% for a loan of 50,000 MDL, for 36 months, monthly payment 1,646 MDL, total cost 58,410 MDL (calculated with 9.25% interest) |
10.95% for a loan of 100,000 MDL, for 36 months, monthly payment 3,291 MDL, total cost 116,819 MDL (calculated with 9.25% interest) |
Who can benefit from the Loyalty Program?
- Customers who receive the salary on the EXIMBANK, minimum one salary received
- Customers who have a positive credit history at EXIMBANK, at least 6 payments paid
Eligibility criteria
- Age: 25 years - 60 years, from 61 access the SENIOR credit - for retirees
- Minimum salary: 20 000 MDL
- Seniority in the current job: at least 6 months
- Work experience: min. 12 months
Required documents
- Identity card
- Ather documents, if necessary