Discover the benefits


in one day

interest rate


up to

400 000 MDL

no collateral

only with identity card

Why to choose the MAGNIFIC loan ?

Discover a special relationship with the bank in which your goals become our priority. Benefit now from quick solutions to cover your financial needs or those of your family.

I want more!

checked iconup to 400 000 MDL, without collateral, within the loyalty program, for you and your family
checked iconfast processing, only with the identity card
checked iconFIXED interest rate
checked iconthe salary and other additional income of family members are taken into account
checked iconpayment is received automatically, directly from the EXIMBANK card, without contacting the bank

What are the requirements


Standard offer

Loyalty program

The amount

200 000 MDL/ per customer

From 200 000 MDL to 400 000 MDL/ per customer or per family 


From 6 to 60 months

Annual interest rate 

9,25% fixed




Accident insurance: mandatory

EAR (Effective Annual Rate)

10.95% for a loan of 50,000 MDL, for 36 months, monthly payment 1,646 MDL, total cost 58,410 MDL (calculated with 9.25% interest)

10.95% for a loan of 100,000 MDL, for 36 months, monthly payment 3,291 MDL, total cost 116,819 MDL (calculated with 9.25% interest)

Who can benefit from the Loyalty Program?

  • Customers who receive the salary on the EXIMBANK, minimum one salary received
  • Customers who have a positive credit history at EXIMBANK, at least 6 payments paid


Eligibility criteria

  • Age: 25 years - 60 years, from 61 access the SENIOR credit - for retirees
  • Minimum salary: 20 000 MDL
  • Seniority in the current job: at least 6 months
  • Work experience: min. 12 months


Required documents

  • Identity card
  • Ather documents, if necessary


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