Overdraft facility loans for prosperous business
Benefits
without real guarantees
up to 12 months
repayment of each installment within 60 days
MDL, USD, EUR
Why choose Overdraft Facility?
When you need an additional amount of money, we provide you with flexible solutions and favorable financing conditions
Additional benefits:
Purpose: financing of operational activity, including stocks, salaries, customs duties (VAT, excise) and other current needsMaximum Overdraft Facility Limit: 60% of average monthly receipts (sales proceeds) made through EXIMBANK accounts in the last 3 or 6 monthsUse: free repayment of each tranche within up to 60 days, respecting the final validity period of the Overdraft FacilityThe advantages of the Overdraft Facility Credit:
- Quick access to funds for urgent payment
- The customer is eligible only after 3 months* from ensuring the turnover in the accounts opened within EXIMBANK
- Use of the facility limit at the client's need, without the obligation to disburse the total amount
- Calculation of interest for funds actually used
- Lack of material collateral
- Making multiple withdrawals and refunds, respecting the minimum amount of withdrawals
*depending on the customer's credit history
Eligibility criteria:
- Resident legal entities, clients of the Bank for at least 3 months or 6 months, depending on the credit history
- The activity complies with the Bank's internal policies
- The positive result of the operational activity
- Maintaining turnover in the accounts opened at EXIMBANK
How do you benefit from the Overdraft Facility?
The Overdraft Facility current account lending tool offers you the opportunity to develop your business without financial worries, with solutions adapted to your needs. Access the map to find out which branch is closest to you.
