PERSONAL or MAGNIFIC Loan – with a FIXED PERSONAL or MAGNIFIC Loan – with a FIXED
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Closer to what you want, without worries

Flexible terms, fast approval, and support every step of the way.

PERSONAL or MAGNIFICENT Loan – with a FIXED interest rate from 8.88%

approval

in one day

interest rate

FIXED

up to

400 000 MDL

no collateral

for any personal expenses

Whether you're already an EXIMBANK client or you're just now choosing to become part of our community, we're here to support you with secure and transparent solutions.

Take advantage of our special offer: PERSONAL or MAGNIFIC Loan, with a FIXED interest rate starting from 8.88%.

 

Loan Conditions for PERSONAL and MAGNIFIC

Amount

PERSONAL

MAGNIFIC

From 30,000 MDL up to 200,000 MDL/per client or 500,000 MDL/per family

From 200,000 MDL to 400,000 MDL/per client or 500,000 MDL/per family

Term

From 6 to 60 months
Annual Interest Rate

9,08% fixed

8,88% fixed

Fees

0%

APR

APR 9.47%, for a loan of 100,000 MDL over 36 months, monthly payment – 3,183.79 MDL, total cost 114,630 MDL

APR 9.25%, for a loan of 200,000 MDL over 36 months, monthly payment – 6,348.97 MDL, total cost 228,589 MDL

 

The offer is intended for clients who:

  • apply for loans to refinance existing borrowings from other banks or non-bank credit organizations (NCOs);

  • are part of EXIMBANK salary projects and receive their salary on an EXIMBANK card;

  • have a positive credit history over the past 36 months (active or closed loans with no delays over 30 days);

  • hold or apply for a mortgage loan at EXIMBANK (with no delays over 30 days).

 

Required documents

  • Identity document, other supporting documents, if applicable.

 

*Offer valid until December 31, 2025

The product sheets for the MAGNIFIC and PERSONAL consumer loans can be consulted by accessing the following link.

Apply ONLINE

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