Credit card CIAO Business Credit card CIAO Business

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Credit card CIAO Business

up to 24 months

with the grace period


permanent access to money means

Why Choose CIAO Business Credit Card?

The CIAO Business credit card allows you to cover the bonds at any time, within the limits of the sources made available by the Bank.


checked iconPermanent access to money
checked iconSimplicity of use and convenience of carrying the company's accounting records
checked iconDelimitation of personal expenses from those of the company
checked iconPayments to traders at home and abroad with 0% commission
checked icon0% interest in the grace period for payments to merchants
checked iconMaximum safety
checked iconPowering the card account by transfer
checked iconPossibility to limit the card user's expenses


  • Covering planned or unforeseen current expenses

Terms and Conditions:

Currency MDL
Term up to 24 months
  • If the credit limit is secured with the deposit pledge - maximum 70% of the deposit value
  • If the credit limit is secured with a pledge or surety - maximum 100% of the monthly net turnover through the client's accounts, but no more than the monthly average of the client's net sales and no more than 200,000 MDL
  • In case of establishing an unsecured credit line - maximum 50,000 MDL
Interest rate 13% (MDL), fixed
Grace period 50 days for merchant transactions
Guarantees transfer of funds, suretyship, movable and immovable property, deposits

Eligible beneficiaries

Economic agents - legal entities that practice entrepreneurship in the territory of the Republic of Moldova, are registered and operate in accordance with the legislation in force.

Individuals, who carry out professional activity in the justice sector, e.g. lawyer, trainee lawyer, notary public, bailiff, authorized administrator, mediator, judicial expert within the judicial expertise office.


Customer support

Phone: +373 22 600 000, e-mail:

*To announce the loss, theft, ATM lock/seizure or fraudulent use of the card issued by EXIMBANK or for any other emergency, get in touch with non-stop Customer Service: +373 3030 1111.


Basic tariffs

Changing card usage limits