Take care of what matters!

Benefit from General insurance of goods

General insurance of goods

Accessible

Fast

Safe

Flexible

What is General insurance of goods?

Insurance of goods is a safe and effective means of protecting your goods and repaying the loan granted, which guarantees the repayment of the obligations to the bank, but also saves you from considerable expenses when the insured risk occurs.

I want more!

Rapid issuance of the insurance policy at any branch of the bank;

Maximum security and complex protection of assets against a wide spectrum of risks;

Minimum deductible or 0% for all risks, except "earthquake" and "flood" risks;

Taking over the financial burden – of commitments to the creditor bank and the possibility to quickly and completely repair the immovable property that has suffered damage, compensating, within the limit of the insured amount of the property;

Secure and fast compensation.

What goods can be insured?

Residential property;
Non-residential property.

What is the franchise?

The franchise is the part of the damage to be borne by the insured. The franchise can be expressed as a fixed or relative value - a percentage of the insured amount or of the damage.

Tariffs:

% of the insured amount	Franchise % of the sum insured	Franchise min.
0,07	2%	10 000 MDL
0,11	0% for all risks, 2% of the sum insured for earthquake and flood	-
0,1	Partial Damage - 10% of the damage value, 2% of the sum insured for earthquake and flood. Total Damage - 10% of the sum insured for all risks	-

Required documents:

Identity card
The valuation report of the real estate provided as collateral