YOUR HOME - YOUR STORY!

Up to 5,000,000 MDL for purchasing your dream property.

The main benefits

confirmation

in maximum 1 day

floating or mixed

interest rate

up to

5 000 000 MDL

for

procurement of the property

Why choose the loan FAMIGLIA?

Live with your family in your own home. Take advantage of the loan FAMIGLIA with 0% own contribution*

Want more!

checked iconFloating interest rate
checked iconOwn contribution - 0% of the total amount of the building *
checked iconComfort - all family income is taken into account
checked iconFlexibility - pay a loan at bank branches and ONLINE
checked icon0% for credit release and monthly administration fee

*The bank can finance up to 100% of the property value, under the conditions specified in the Product Sheet, available at the following link.

What are the conditions?

The amount

from 100 000 MDL to 5 000 000 MDL;

Term

from 12 to 300 months;

Annual interest rate

1. Floating rate - 9.66% (RDNA + bank margin of 4.00 p.p.)

2. Fixed rate of 8.20% for the first 1 year, floating starting from year 2, RDNA+4.00 percentage points (fixed margin)

3. 8.80% fixed for the first 2 years, floating starting from year 3, RDNA+4.00 percentage points (fixed margin).

 

* RDNA - Weighted average interest rate on new deposits attracted in national currency with a term from 6 to 12 months. (As of 01.07.2026, it amounts to 5.66%)

 

Commissions

0%

DAE

  1. 10.09% for a loan of 1,500,000 MDL over 240 months, monthly payment – 14 139,37 MDL, total cost – 3 394 901,73 MDL;

  2. 9.88% for a loan of 1,500,000 MDL over 240 months, monthly payment for 1 year – 12 734,20 MDL, monthly payment starting from the 2nd year – 14 091,00 MDL, total cost –  3 366 884,35 MDL;

  3. 9.85% for a loan of 1,500,000 MDL over 240 months, monthly payment for 2 years – 13 303,83 MDL, monthly payment starting from the 3th year – 14 082,59 MDL, total cost – 3 362 502,72 MDL.

 

Required documents

Identity document and other documents listed in the product sheet, which can be consulted by accessing the following link.