FAMIGLIA Mortgage Loan
Live magical moments with your family in your own home!
The main benefits
confirmation
in maximum 1 day
floating or mixed
interest rate
up to
2 000 000 MDL
for
procurement of the property
Why choose the loan FAMIGLIA?
Live with your family in your own home. Take advantage of the loan FAMIGLIA with 0% own contribution!
Want more!
Floating interest rateOwn contribution - 0% of the total amount of the building *Comfort - all family income is taken into accountFlexibility - pay a loan at bank branches and ONLINE0% for credit release and monthly administration fee* The bank finances up to 100% if the client offers additional real estate collateral.
What are the conditions?
|
The amount |
from 100 000 MDL to 2 000 000 MDL; |
|
Term |
from 12 to 240 months; |
|
Annual interest rate |
7.30% floating composed of RDNA*+3.93% percentage points (fixed margin) 7.48% fixed for the first year, floating from the 2nd year, RDNA+4.00 7.77% fixed for the first 3 years, floating from the 4th year, RDNA+4.00
* RDNA - Weighted average interest rate on new deposits attracted in national currency with a term from 6 to 12 months
|
|
Commissions |
0% |
|
DAE |
1. 7.55% for a loan of 500,000 MDL, for 120 months, monthly payment – 5,883 MDL, total cost – 705,905 MDL; 2. 7.65% for a loan of 500,000 MDL, for 120 months, monthly payment for 1 year - 5,930 MDL, monthly payment starting from the 2nd year - 5,904 MDL, total cost - 708,703 MDL; 3. 7.55% for a loan of 500,000 MDL, for 120 months, monthly payment for 3 years - 6,006 MDL, monthly payment starting from the 4th year - 5,930 MDL, total cost - 714,184 MDL. |
Required documents
- Identity card
- The copy of the individual employment contract
- The valuation report of the real estate provided as collateral
- Other additional documents, as the case may be, required by the Bank
