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For retirees

SENIOR loan

SENIOR Loan

approval

in one day

interest rate

FIXED

up to

150 000 MDL

no collateral

with pensioner's card

Why to choose the loan SENIOR?

SENIOR loan - a unique product, intended for retirees, granted only on the basis of the pensioner's card, which will quickly cover the necessary financing.

I want more!

checked iconup to 150 000 MDL, without pledge, within the loyalty program, for you and your family
checked iconeven 0,5% discount on the interest rate within the CROSS-SALE Campaign
checked iconfast processing, with pensioner's card
checked iconFIXED interest rate
checked iconwe finance on the basis of pension income, other incomes are also taken into account
checked iconautomatic payment from EXIMBANK pension card, without contacting the bank

What are the requirements

 

Standard offer

Loyalty program

The amount

From 20 000 MDL to 75 000 MDL/ per customer

From 75 001 MDL to 150 000 MDL/ per customer or per family 

Term

From 6 to 60 months

Annual interest rate 

14.50% fixed

Commissions 

2% commission for the provision
0.25% monthly administration fee

Insurance

Accident insurance: mandatory

AIR

19,92%,  for a loan of 50 000 MDL, for 36 months, monthly payment - 1 721 MDL, total cost = 64 937  MDL (calculated with 14,50% interest)

19,92%,  for a loan of 80 000 MDL, for 36 months, monthly payment - 2 754 MDL, total cost = 103 899 MDL (calculated with 14,50% interest)

Who can benefit from the Loyalty Program?

  • Customers who receive the salary on the EXIMBANK card for at least 6 months
  • Customers who have a positive credit history at EXIMBANK, at least 6 payments paid

 

Eligibility criteria?

  • At least one pension received in the Republic of Moldova, documented
  • Age: maximum 68 years old on the last loan repayment date
  • Retirement income for one month plus income from other eligible sources must be at least MDL 4,000
  • Receiving the pension on the social card (for pension) of EXIMBANK

 

Required documents

  • Identity card
  • Retirement card
  • Account statement with confirmation of at least a pension transfer from another bank, or a certificate from CNAS
  • Other documents as needed

 

How do you get an interest discount within the CROSS-SALE Campaign?

 

Apply ONLINE

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