For retirees




in one day

interest rate


up to

150 000 MDL

no collateral

with pensioner's card

Why to choose the loan SENIOR?

SENIOR loan - a unique product, intended for retirees, granted only on the basis of the pensioner's card, which will quickly cover the necessary financing.

I want more!

checked iconup to 150 000 MDL, without pledge, within the loyalty program, for you and your family
checked iconfast processing, with pensioner's card
checked iconFIXED interest rate
checked iconwe finance on the basis of pension income, other incomes are also taken into account
checked iconautomatic payment from EXIMBANK pension card, without contacting the bank

What are the requirements


Standard offer

Loyalty program

The amount

From 20 000 MDL to 75 000 MDL/ per customer

From 20 000 MDL to 150 000 MDL/ per customer or per family 


From 6 to 60 months

Annual interest rate 

10,50% fixed


0,1% monthly administration fee


Accident insurance: mandatory

EAR (Effective Annual Rate)

12.33% for a loan of 50,000 MDL, for 36 months, monthly payment 1,675 MDL, total cost 59,479 MDL (calculated with 10.50% interest)

12.33% for a loan of 100,000 MDL, for 36 months, monthly payment 3,350 MDL, total cost 118,959 MDL (calculated with 10.50% interest)

Who can benefit from the Loyalty Program?

  • Customers who receive the salary on the EXIMBANK card, minimum one salary received
  • Customers who have a positive credit history at EXIMBANK, at least 6 payments paid


Eligibility criteria

  • At least 6 pensions received in the Republic of Moldova, documented
  • Age: maximum 68 years old on the last loan repayment date
  • Retirement income for one month plus income from other eligible sources must be at least 4 000 MDL
  • Receiving the pension on the social card (for pension) of EXIMBANK


Required documents

  • Identity card
  • Retirement card
  • Account statement with confirmation of at least a pension transfer from another bank, or a certificate from CNAS
  • Other documents as needed



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