For retirees
SENIOR loan
SENIOR Loan
approval
in one day
interest rate
FIXED
up to
150 000 MDL
no collateral
with pensioner's card
Why to choose the loan SENIOR?
SENIOR loan - a unique product, intended for retirees, granted only on the basis of the pensioner's card, which will quickly cover the necessary financing.
I want more!
up to 150 000 MDL, without pledge, within the loyalty program, for you and your familyfast processing, with pensioner's cardFIXED interest ratewe finance on the basis of pension income, other incomes are also taken into accountautomatic payment from EXIMBANK pension card, without contacting the bankWhat are the requirements
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|
Standard offer |
Loyalty program |
|
The amount |
From 20 000 MDL to 75 000 MDL/ per customer |
From 20 000 MDL to 150 000 MDL/ per customer or per family |
|
Term |
From 6 to 60 months |
|
|
Annual interest rate |
10,50% fixed |
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|
Commissions |
0,1% monthly administration fee |
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Insurance |
Accident insurance: mandatory |
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EAR (Effective Annual Rate) |
12.33% for a loan of 50,000 MDL, for 36 months, monthly payment 1,675 MDL, total cost 59,479 MDL (calculated with 10.50% interest) |
12.33% for a loan of 100,000 MDL, for 36 months, monthly payment 3,350 MDL, total cost 118,959 MDL (calculated with 10.50% interest) |
Who can benefit from the Loyalty Program?
- Customers who receive the salary on the EXIMBANK card, minimum one salary received
- Customers who have a positive credit history at EXIMBANK, at least 6 payments paid
Eligibility criteria
- At least 6 pensions received in the Republic of Moldova, documented
- Age: maximum 68 years old on the last loan repayment date
- Retirement income for one month plus income from other eligible sources must be at least 4 000 MDL
- Receiving the pension on the social card (for pension) of EXIMBANK
Required documents
- Identity card
- Retirement card
- Account statement with confirmation of at least a pension transfer from another bank, or a certificate from CNAS
- Other documents as needed
