Your future home takes shape with the support of EXIMBANK and LAGMAR
Benefit from UNFINISHED home mortgages for LAGMAR customers
confirmation
in maximum 1 day
fixed interest rate
for 2 or 4 years
up to
2 000 000 MDL
for
unfinished housing
Why choose unfinished housing loans from EXIMBANK?
Especially for LAGMAR clients, we created the INVESTO loan for unfinished homes.
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total family income is taken into accountown contribution - 0% of the total amount of the building *pay the loan in bank branches and ONLINE* The bank finances up to 100% if the client offers additional real estate collateral.
What are the conditions?
|
The amount |
from 100,000 MDL to 2 000 000 MDL; |
|
Term |
from 12 to 300 months; |
|
Annual interest rate |
1. 8.09% fixed for the first 2 years, floating starting from year 3, RDNA + 4.00. 2. 8.29% fixed for the first 4 years, floating starting from year 5, RDNA + 4.00. * RDNA - Weighted average interest rate on new deposits attracted in national currency with a term from 6 to 12 months. (As of 03.11.2025, it amounts to 5.54%) |
|
Single award commission |
0%, of the loan amount |
| Monthly administration fee |
0,10%, from the balance |
|
DAE(EFFECTIVE INTEREST RATE) |
|
Required documents
- Identity document and other documents listed in the product sheet, which can be consulted by accessing the following link.
The FAMIGLIA INVESTO credit is a subproduct of the FAMIGLIA mortgage credit, and the product sheet can be accessed via the following link.
How to get a mortgage loan?
-
Analyze your family's monthly income. Keep in mind that the monthly installment of the mortgage loan (including other loans or borrowings from banks or microfinance companies) must not exceed 40% of the average net monthly income of your family over the last 6 months. This limit can be extended up to 50% if the average net monthly income exceeds 32,200 MDL.
-
Estimate the cost of the loan by using the calculator above.
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Look for the house where you’ll gather your loved ones, or take advantage of the offer from our partners at LAGMAR.
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Visit the Mortgage Center with your ID to receive a certificate with the pre-approved loan amount and a list of documents you’ll need to submit a loan application.
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Visit several properties to find the perfect home.
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Once you’ve made your decision, go to the bank and submit your application along with the required documents (ID, income proof, and valuation report).
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The bank will contact you within one day to inform you about the loan approval.
-
Sign the credit agreement at the bank.
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Insure your home directly at the bank — no need to visit an insurance company.
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Schedule a notary appointment together with the bank and the seller to finalize the sale-purchase transaction and establish the mortgage on the property.
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After registering the notarized contracts at the Public Institution of Real Estate Cadastre, go to the bank and transfer the loan amount to the seller.
-
Congratulations! You are now the legal owner of your new home!
How to benefit from the services of the Mortgage Center
You must approach to the office of EXIMBANK Mortgage Center. Open the map to find the exact location or call to 022 270 222.
