Interest rate 7.48% FIXED in the first year!
The right solution for major changes
The main benefits
confirmation
in maximum 1 day
interest rate
floating or mixed
up to
2 000 000 MDL
for
real estate investment and other purposes
Why choose the loan INVESTIȚIONAL?
Turn your dreams into reality! The INVESTMENT loan offers you financial solutions necessary for investing in real estate, as well as for other purposes, such as buying a car or refinancing debt. Take advantage of the opportunity to reach your financial goals on flexible and understandable terms! Use an INVESTMENT credit with a 0% down payment.
Want more!
* fixed interest for a fixed period and the rest of the period floating
What are the conditions?
The amount |
from 100 000 MDL to 2 000 000 MDL; |
Term |
from 12 to 240 months; |
Annual interest rate |
1. 7.67% float, RDNA +4.30 3. 7.77% fixed for the first 3 years, floating from year 4, RDNA 4.30 * RDNA - Weighted average interest rate on new deposits attracted in national currency with a term from 6 to 12 months (The situation from 01.10.2024 this is 3.37%) |
Single granting commission |
0% |
Monthly administration fee |
0,10% |
EAR (Effective Annual Rate) |
1. 9.24% for a loan of 500,000 MDL, for 120 months, monthly payment – 5,980 MDL, total cost – 751,511 MDL; 2. 9.26% for a loan of 500,000 MDL, for 120 months, monthly payment for 1 year - 6,006 MDL, monthly payment starting from the 2nd year - 5,982 MDL, total cost - 752,086 MDL; 3. 9.30% for a loan of 500,000 MDL, for 120 months, monthly payment for 3 years - 6,006 MDL, monthly payment starting from the 4th year - 5,987 MDL, total cost - 753,064 MDL; |
* The bank finances up to 100% if the client offers additional real estate collateral.
Required documents
- Identity card
- The copy of the individual employment contract
- The valuation report of the real estate provided as collateral
- Other additional documents, as the case may be, required by the Bank