Interest rate 7.48% FIXED in the first year!

The amount

from 100 000 MDL to 5 000 000 MDL;

Term

from 12 to 300 months;

Annual interest rate

1. The floating rate is 9.54% (RDNA + bank margin of 4.00 p.p.).

2. A fixed rate of 8.09% applies for the first 2 years, after which a floating rate of RDNA + 4.00 p.p. will apply from year 3 onward.

3. 8.29% fixed for the first 4 years, floating starting from year 5, RDNA +4.00 p.p.

* RDNA - Weighted average interest rate on new deposits attracted in national currency with a term from 6 to 12 months. (As of 03.11.2025, it amounts to 5.54%)

Single granting commission

0%

Monthly administration fee

0,10%

EAR (Effective Annual Rate)

1. 11.28% for a loan of 1,000,000 MDL over 120 months, monthly payment – 12 961,93 MDL , total cost – 1 625 479 MDL;

2. 10.62% for a loan of 1,000,000 MDL over 120 months, monthly payment for 2 years – 12,180.58 MDL, monthly payment starting from the 3rd year – 12 824,33 MDL, total cost – 1 592 885 MDL;

3. 10.33% for a loan of 1,000,000 MDL over 120 months, monthly payment for the first 4 years – 12 285,76 MDL, monthly payment starting from the 5th year – 12 719,56 MDL, total cost – 1 574 459 MDL.